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FAQ Detail

Who regulates OUPS PayPlan ?

The OUPS Trustees have obtained confirmation (June 6th 2017) from the Financial Conduct Authority (FCA) that the OUPS PayPlan scheme is exempt from FCA authorisation because:

  1. All our payment plans run for less than 12 months with fewer than 12 instalments;
  2. We do not operate with the primary business purpose of selling financial services;
  3. We only offer agreements for fixed amounts;
  4. We do not charge interest or admin fees for using OUPS PayPlan other than to cover cancellation costs.

See Instalment credit agreements: consumer credit firms for further details.

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